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Joined 5 months ago
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Cake day: April 29th, 2024

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  • it’s factored into your total compensation so you’re still the one paying.

    I never understand why so many people assume insurance is “free” from the employer or that they pay 0-1000 per week/month. What we see is the tip of the iceberg. Insurance companies are perfectly lucrative and they pay tons and TONS of money to workers that make sure they make as much as possible.

    80% of premium revenues must be spent on treatment, the other 20% is what they have to profit off of. If they don’t spend 80% of the premiums on treatment they MUST refund excess earnings. See: https://www.healthcare.gov/health-care-law-protections/rate-review/

    This means if they took in 100 billion in premiums in a year, they MUST spend 80 billion dollars on treatments. The 20 billion left over is where they can make money. So they will make sure 4/5ths of everything they make goes into treatment so they never give refunds and they maximize potential profits. If they can convince companies to raise premiums 10% next year, costs will rise 10%, profits will rise 10%. It’s so obviously designed to raise the cost of premiums and treatments at the expense of all else it’s insane.

    They also don’t spend a dime over 80% of what they make if they can help it. There’s where claim rejections come in. They have mathematicians figuring out the ideal numbers and those guys make stupid amounts of money.




  • Lets_Eat_Grandma@lemm.eetoMicroblog Memes@lemmy.world*Permanently Deleted*
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    13 days ago

    anything else provided by Microsoft has a better 3rd party alternative if the user wants it at all.

    Imo this is what has held microsoft back. They never really focused on the user market. All their software is pay-for-me bullshit offering promo prices for user tier education subscriptions that never retain users. Once you’re out of school you’re gonna cancel office sub, pirate it, or simply use google docs because everyone can use it without paying. Office is for businesses only.

    Google lets you use their version of office without asking for any money. They give you storage that integrates with it and doesn’t nag you to subscribe or purchase a license to do things and they don’t nag you to use it. Their email is actually good, has good spam protection. You can use google mail for small businesses without issue too whereas hotmail or outlook.com look sketchy by comparison.

    Microsoft has had so many missteps in their headlong charge believing they are the only game in town. Android has a bigger market share and a lot of people just use their phone as a computer today on a global scale.

    In the US, Apple keeps gaining market share. iOS is the #1 operating system here but fairly neck and neck with windows. MacOS is a little under half of Windows too, so combined Apple is a big majority OS wise. Apple isn’t charging for updates on any of it’s OSes, unlike all of microsoft’s. The mobile hardware division makes way more money than laptops and desktops.

    On a long enough of a timeline it seems inevitable that microsoft’s OS marketshare dominance will evaporate. It looks like only MacOS is here today as a realistic alternative since Linux is a steaming hot mess for end user computing.




  • Lets_Eat_Grandma@lemm.eetoGaming@lemmy.ml*Permanently Deleted*
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    25 days ago

    It signifies that chinese made games about chinese/buddhist mythology will be incredibly popular in China.

    People go nuts for soulsclones regardless but given that this is probably the very first chinese mythology soulslike with professional production values no one should be at all surprised that it sells in China and abroad. Also the fact that it’s cheaper than china than any other region on earth is certainly a factor in it’s sales.

    As of right now, of it’s overall 354,187 steam reviews, only 14,757 are in english.

    Keep in mind that the US and Western Europe combined have about a third of China’s population.


  • So it sounds like nobody in this thread looked at the actual article.

    This isn’t chic-fil-a. It’s the homophobic bigoted billionaire asshole who has turned a town south of atlanta georgia to a 2.7 billion dollar movie making industry by building a movie making compound. He’s trying to usurp hollywood. His studios have been the filming location for many major blockbuster movies in the past several years.

    The article even mentions that the guy has sold 200 homes to the tune of 110 million dollars right by the studios so obviously he’s diversifying beyond chicken.

    If there’s a market for christian shit i’m sure he’ll capture it, but i’m sure they will focus on what sells. Maybe they will try to be the epic games of streaming services where they undercut the competition by hiring cheaper labor and taking a smaller cut from the people who pay to use the studios the guy owns.

    Unlike steam, nobody loves netflix, disney, hbo or any of the awful streaming services there are now. Even crunchyroll which is a bargain has a fucking awful app and streaming quality issues. Since you don’t “own” the movies on the platform you rent access to there’s no lock-in or cult following like there is with steam. Because of all this… people will go to whoever provides the best service.