Mainly VFFVX, which is up 4.46% over a 3 year period, but I have about 20% in various other funds.

I’m in a Vanguard target fund and I’m up 7.8% over the same period. There was a lot of red until December 2023, when it broke even. All gains are pretty much from this year looking at my returns chart.

I understand. Maybe see if your insurance can help connect you to resources that can help you navigate this situation. You can’t be the only person who’s landlord said no.

Look at question 4 though.

If it’s a service animal OP is getting, then the landlord cannot legally exclude it. However, therapy animals are specifically not service animals and are not covered by the ADA

Q3. Are emotional support, therapy, comfort, or companion animals considered service animals under the ADA?

A. No.  These terms are used to describe animals that provide comfort just by being with a person.  Because they have not been trained to perform a specific job or task, they do not qualify as service animals under the ADA.  However, some State or local governments have laws that allow people to take emotional support animals into public places.  You may check with your State and local government agencies to find out about these laws.

SOUNDS LIKE YOU NEED TO START DOWNLOADIN PICTURES OF MOTORCYCLES AND BAMS!

I THINK THIS HAS TO DO WITH APP PERMISSIONS. IF YOUR APP NEEDS A PLACE TO READ/WRITE FILES, IT MAKES SENSE TO KEEP IT OUT OF YOUR DOWNLOADS FOLDER THAT COULD CONTAIN SENSITIVE INFORMATION LIKE BANK STATEMENTS OR OTHER THINGS. YOU DON’T WANT SOME RANDOM APP LOOKING AT EVERYTHING THAT ENDS UP IN YOUR DOWNLOADS FOLDER!!!

GET RILED ABOUT GIVING THESE GREEDY DATA SNOOPING APPS THE LEAST PERMISSION POSSIBLE!!

I don’t really know what you did, but this site has 9 reasons why cookies can go flat.

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