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Cake day: June 29th, 2024

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  • sevan@lemmy.catoPiracy@lemmy.mlPS3 is a pirate's dream!
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    1 day ago

    I have the opposite problem. I have a dead PS3 and a bunch of games that I can’t play anymore because Sony refuses to offer backwards compatibility. I would love to be able to play those games on my PS4 or PC, but so far I haven’t been able to get an emulator working for that.








  • https://consumercomplaints.fcc.gov/hc/en-us

    If you’re having problems getting support from a Telecom company, file a complaint with the FCC. You are more likely going to get someone who can/will actually help you. This mainly works when you have a concrete complaint that is running into process/policy roadblocks. For example, if you’ve been overcharged by an amount that the normal agents don’t have authority to credit or if you’re having chronic service issues that aren’t being resolved.

    It is less likely to help if the issue is more subjective, such as asking for a large credit to compensate you for being inconvenienced by an outage (i.e. claiming the outage cost you business or work time). They’ll likely offer a prorated service credit and a courtesy credit (like $25-50) and the FCC will likely consider that reasonable.



  • I recently took a voluntary lay off from my job after almost 20 years with the company. I found out my dept was going to be reorganized and I was not very happy about the direction things were going, so I put myself on the severance list. I had been planning to look for a new role this year anyway, though I originally thought I would be looking for something in the same company.

    It has been a couple of months now and I’m getting fewer interviews than I expected. I still have plenty of time to find something, so I’m not too worried yet, but I do question if I made a bad decision. Of course, I expect more layoffs within the next year, so it was reasonably likely that I would have been laid off eventually anyway.

    Last year’s reorg for my dept, they broke into two rounds, the first round mostly got rid of supervisors and managers and kept more analysts than were needed long-term to get through all the work changes. Then, in December, they came back and laid off the extra staff. They knew that was the plan when everything was announced in April. They actually discussed telling people up front so they would have 8 months notice + severance, but decided not to at the last minute. I’m guessing they were worried those people would leave or not work hard enough through the transition.


  • Long before Covid, the company I worked for started trialing work from home for some call center agents. They had a whole list of requirements for an acceptable work from home space: dedicated work area with a desk, locking file drawer (why??? I don’t know), first aid kit, fire extinguisher, etc. Someone would actually go out to physically inspect the space to make sure every box was checked.

    My guess is someone from legal wrote up the requirements from a workplace safety standpoint. They probably could have just had the employee sign a statement agreeing that they met all of the requirements, but someone in the middle got overzealous about their role. During Covid, everyone got sent home permanently without any regard to any of those rules, so clearly they weren’t that important in the first place.



  • sevan@lemmy.catoPeople Twitter@sh.itjust.worksWeird Finance
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    1 month ago

    It’s been a long time since I worked in that space, but I think it is basically like a reloadable prepaid card you can get from visa or mastercard. I would assume there actually is a bank behind it, but the account is essentially being sponsored by someone else and there is less risk for the bank because you can’t write a bad check or overdraw the account. That makes it potentially useful if the reason you didn’t get an account is because the banks refused you or you couldn’t afford the fees. For people who are just anti-bank or worried about financial privacy, they would still want to go cash only.

    On a side note, reloadable cards can also be useful if you have friends or relatives that you want to help out now and then, especially if they are not local and maybe make poor decisions. It’s cheaper than Western Union or a money order, more secure than mailing cash, and no risk of them having access to your bank account number from sending a check.


  • sevan@lemmy.catoPeople Twitter@sh.itjust.worksWeird Finance
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    1 month ago

    According to FDIC, about 4.5% of US households do not have a bank account of any kind, but that number is much higher when you only include low income households. Some choose not to have an account, some are denied accounts by banks for various reasons.

    https://www.fdic.gov/analysis/household-survey/index.html

    Also, most banks only offer free checking accounts with direct deposit or a minimum balance. I don’t know if this is still the case, but I worked for a payroll processor many years ago and, at that time, many small businesses chose not to offer direct deposit to their employees. Paying bank fees is very difficult for low income households.

    One of the options the company I worked for had was to offer refillable debit cards to employees that their paychecks would be deposited to. This gave them the basic features of a bank without needing to create their own account.



  • I’ve been applying similar thinking to my job search. When I see AI listed in a job description, I immediately put the company into one of 3 categories:

    1. It is an AI company that may go out of business suddenly within the next few years leaving me unemployed and possibly without any severance.
    2. Management has drank the Kool-Aid and is hoping AI will drive their profit growth, which makes me question management competence. This also has a high likelihood of future job loss, but at least they might pay severance.
    3. The buzzword was tossed in to make the company look good to investors, but it is not highly relevant to their business. These companies get a partial pass for me.

    A company in the first two categories would need to pay a lot to entice me and I would not value their equity offering. The third category is understandable, especially if the success of AI would threaten their business.



  • Research your professional value and have the courage to go after it if you are not being paid what you are worth.

    I worked 17 years for the same company. I was promoted 4 times during those years and received a few extra pay increases along the way, but I was underpaid as soon as I took the first promotion and the gap increased with each additional promotion. I probably walked away from more than $100k in lifetime earnings, plus interest, by sticking with the company.

    I should have changed companies at least once and probably twice. You don’t have to be on a promotion path to run into this. It could be you were underpaid on day 1, but you needed the job or you didn’t have experience. That’s fine, but once you have the experience and have proven yourself, find out what the market rate is for your role and ask for it, be ready to show your research. If you don’t get it, start applying for other jobs.

    Don’t be afraid to talk to your peers about salary. If you are making less, you know there is a gap you can go after (just don’t name your coworker when you ask for more, do market research and make it impersonal/just business). If you are making more, pass this advice on to your coworker.

    If you are being paid fairly for the work you are doing, but know you can do more, start looking into what it takes to make a move. For example, you might be the best fast food or retail worker the world has ever had, but the job only pays so much. What else might you be good at? You could look for training in a trade or try to find an entry level role in a company that has a wider set of tasks available that offers a growth path.

    I agree with a lot of the comments here about saving and investing and keeping expenses down, but growing your earnings is typically easier than shrinking your rent. It still isn’t easy though, especially if you need to relocate to earn more.


  • You got me thinking a bit on this one. One possibility is if you want to make a bet on it failing to deliver value in the near future, look at the companies whose stock prices have fallen on the fear of AI putting them out of business. For example, Concentrix does call center outsourcing and their stock is down significantly from their 2022 peak, partially on the expectation that AI is going to take business from them. Now, their profit margin is tiny and they don’t seem to be growing much, so I don’t know that they are a great investment, but there could be upside if the negative cloud of AI is removed. There are probably better examples out there, this one just came to mind.

    Note: I have not done any research on this idea or on Concentrix and don’t know if this is a good idea, but at least less risky than shorting the AI hype.